Better finance.
Better farms.

Secure finance to suit your set-up, approach to balance sheet, tax strategies and business plans. We offer Chattel Mortgage, Leasing, CHP and Rent-to-Own. No Doc and Low Doc available. These facilities are used to finance all makes and models of new and used farming machinery and equipment. Options to include the cost of attachments to simplify payments.

Loans are individually sourced and structured with the most competitive fixed rates, fixed terms to target ROI and deliver workable fixed repayments. Balloons, residuals and buybacks are available, and solutions optimised for relevant tax benefits. No additional collateral is usually required. Machinery is accepted as loan security. Finance may be secured early to order at Field Days or bid at auction. Request a quote or apply now!

Secured and unsecured loans are available for livestock purchases. Where the lender accepts the stock as suitable loan collateral, Leasing or a Secured Business Loan may suit, with fixed rates, terms and payments.

Most producers and breeders will require unsecured credit to buy stock. Short-term trade loans can suit shorter turnaround times and offer the flexibility to capitalise on favourable market price cycles. Overdrafts and lines of credit can provide flexible, ongoing financing at affordable rates. Allowing farmers the opportunity to purchase stock when required and when prices are favourable. Interest is only charged on the funds required, but the funds are already available. Discuss your purchase plans and the loan options we have with a Jade broker.

The mortgage market is the largest sector in the lending industry. Navigating through the thousands of products, varying rates and loan types, and the large number of lenders to find your most suitable loan can make buying a dream home a nightmare.
Our specialist mortgage brokers handle that for you. Providing home loan health checks to determine the most suitable loan for you and your home. Loans are arranged for owner-occupiers, investors, refinancers, renovators, those seeking to build, and house and land packages.
Opportunities are available for low deposit home loans, but Lender Mortgage Insurance is required – we will explain this to you in detail. Have your home loan professionally sourced – connect with us now!

Finance for working properties and farms is available for both freeholds and leaseholds. Loans can cover land and buildings, a combination of land, buildings and residence, or land only.

Competitive fixed or variable rates are sourced from our large lender market. Terms are negotiated to best suit the buyer and provide workable repayments in line with the property’s expected income return.

Investing in agri property is possible with 80% LVR. As interest rates are higher on investment loans, using our experts can be invaluable in securing your best available rates. Our knowledge of key regional areas and access to resources can provide investors with data including  expected rental yields. Book a consultation to discuss your plans!

Fund a wide range of general expenses with versatile unsecured business credit facilities. Purchase grain, feed, crop and supplies. Cover major work on vehicles and equipment including engine reconditioning, major services, tyre replacements and new tech system installations. Repair fencing, erect new outbuildings and holding yards, water and grain storage units. Cover earthworks and contractor services to build a dam to increase sustainability for the property.
Unsecured loans offer versatility with no collateral required. Rates may be fixed or variable, terms and repayments fixed. This type of credit can provide a vital financial resource to enable farmers to carry out works and cover unexpected expenses, especially with seasonal income challenges.

Ease cash flow pressures, cover seasonal income challenges and be in a better position to manage outgoings with our specialist business credit facilities. As specialists in commercial finance, we offer operators a portfolio with general and targeted products.
Overdrafts are widely used but as we know from speaking with farmers, many can find it challenging dealing with their bank. We handle those negotiations for you and source alternatives through our non-bank lenders. This type of credit is a must-have for businesses but, it must-have competitive rates and terms to be effective.
Annual premiums on insuring machinery can pressure cash flow. Insurance Premium Funding eases the burden with instalments rather than in one annual lump sum. Speak with us about solutions to address your issues.