Home » Livestock Finance

Confidently Build Your Herd or Flock with Workable Stock Finance

Our specialist brokers work with breeders and producers to secure finance suited to their needs. Capitalise on opportunities to acquire stock – speak with our brokers now!

  • Competitive rates – 80+ lenders.
  • Trade and breeders.
1300 000 008
Already Know What You Need? Already Know What You Need? alt colour

Why Aussie's Choose Jade

 
Expert Finance Consultant Icon

Expert Advisors

Certified financial professional with years of experience
Personalised Approach Icon

Personalised Approach

Tailored advice based on your unique situation
No Obligation Quote Icon

No Obligation

Free consultation with no commitment required
Request Quote

Request a livestock finance quote – connect with Jade!

Get finance pricing now to be ready for the auction or to negotiate with the seller. Connect online or by phone for prompt, personal attention and special attention to your individual needs. We understand the farming landscape and know how loans must be structured to support farmers through seasonal and market challenges.

Enjoy our simple, streamlined experience from initial enquiry to final settlement. We assign you the most suitable broker, that best knows and understands your market, your region, and your style of farming operation. You benefit from individual service and our specific insights into your operation. In northern NSW and southern QLD, Skye is our broker with all the local knowledge.

Connect with us directly without any referral needed. Complete the form or call now for a quote or to apply immediately!

Connect with Jade | Agri Finance

Individually Tailored Stock Loans, Competitive Rates, 80+ Lenders

We know stock loans require consideration of cash flow and timing of returns. We source the most competitive rates and negotiate terms and payments to suit individual turnover and market cycles.

Start a Quick Quote
Check Icon

Vast Lender Market Coverage

As many producers will already know, not all lenders offer financing for livestock, especially for breeders. We have accreditation with over 80 lenders which allows our agri brokers to open channels to specialist lenders for our customers and the opportunity to secure the most competitive rates. We negotiate rates and terms to specifically match each producer or breeder’s program. Structuring loans with the flexibility to react quickly to market price increases with quick sales. Connect with your most suitable lender – connect with Jade.

Check Icon

Pre-approved Livestock Loans for Auctions

Be ready to bid confidently at auction by arranging finance before the sale. Pre-approved loans are available to all producers, and attract the same competitive rates, flexible terms and credit facility features. Pre-approved loans provide bidders with a known approved credit limit to set bidding targets. Ensure you buy at the lowest possible price with our competitive interest rate opportunities to optimise your returns. Apply for pre-approved finance now.

Check Icon

Market Insights, Local Knowledge

Breeders and producers can trust Jade to effectively handle their finance. Be confident that your needs are being understood by a professional that knows your market and appreciates the prospects and challenges you face. Our team includes specialists in key agricultural regions. Brokers such as Skye who is our specialist in the northern NSW-southern QLD region. Skye brings local knowledge, market insights, and our Australia-wide experience to a workable solution for you. Call or connect online.

Check Icon

Livestock Breeder and Trade Loans

Financing for the purchase of livestock is sourced to best meet the needs of both breeders and producers with secured or unsecured credit facilities. Secured credit may include Leasing. Unsecured credit includes trade finance, lines of credit, overdrafts and Unsecured Business Loans. For farmers seeking a flexible arrangement to quickly capitalise when market prices are ideal, short-term credit may be the answer. To have a range of workable options sourced for your program, connect with us.

Check Icon

Streamlined Finance Process

Enjoy not only our competitive rates and vast lender market coverage, but also our simplified, procedures. Complete the form or brief us by phone. We’ll advise of the details we require, connect with the lender to suit you, and negotiate the best rates, terms and repayment schedule. You quickly receive a quote to see if that works for you. Say yes, and we’ll quickly proceed and organise settlement. Quick, simple, streamlined, but with individual attention and service at every stage.

Long-term, Workable Finance for Breeder and Producers

Livestock loans may be either secured or unsecured. Which facility best suits can depend on the collateral available. Where livestock is purchased for breeding and long-term ownership, lenders may accept the livestock as collateral. For example, dairy cattle, sheep for wool growing, thoroughbred mares and stallions, and prized bulls. Where the livestock is purchased for short-term sale it would not be generally be considered acceptable collateral.

Leasing may be used to finance some livestock purchases. Providing producers with flexible credit, tax deductible payments and competitive interest rates. Breeders may prefer this type of finance with the fixed term and fixed repayments when livestock needs to be held over a longer time to build up the breeder stock. Request a secured credit quote by completing the form or making a call.

Livestock Finance for Breeder and Producers | Jade Agri

Capitalise on Market Cycles with Flexible Unsecured Trade Credit

Unsecured commercial credit facilities suitable for livestock purchases include short-term trade finance, lines of credit, overdrafts and longer-term Unsecured Business Loans. An Unsecured Business Loan may be structured over a fixed term and may suit producers acquiring stock which will be sold in several years’ time.

For farmers seeking a flexible arrangement where they can quickly capitalise when market prices are ideal, short-term overdrafts and lines-of credit may be the answer. These facilities can be structured as an ongoing or set term, with interest payable only on the funding used. When the livestock is sold, the loan can be finalised. Rates are generally variable and interest tax deductible.

To have a range of workable options sourced for your consideration, brief our agri broker on your specific objectives and program.

Unsecured commercial credit facilities with Jade Agri Finance

Livestock Finance FAQs

  • The repayment terms available on livestock loans will depend on the type of credit product and individual requirements. Both short and long term loans are available.

  • Yes. All types of commercial credit can be applied for and conditional approval given prior to the purchase of the stock. Applicants estimate how much they require for the loan, provide details on the livestock to be financed, and provide their financials. Lenders conditionally approve the loan limit with a quote which is valid for a short time period. The specifics of the loan are finalised after the purchase is made.

  • Secured loans for livestock may be approved by lenders where the stock is considered as suitable collateral for the finance. This may be for breeders who plan to hold the stock for a considerable time. Unsecured loans are more commonly used for livestock and can provide greater flexibility with selling timeframe.

  • Livestock trade finance are loans for producers that intend to sell the stock in a relatively short turnaround time. These loans can be secured on a short-term basis. Producers may use the flexibility of this type of credit to capitalise with market prices are higher to sell without being locked into a long-term finance arrangement.

  • The same credit products may be used to finance purchases of cattle, sheep, poultry, goats, horses and other livestock. The specifics of the loan including the interest rate, terms and conditions, will vary depending on the profile of the farming operation.

  • Interest rates are offered individually and based on the credit profile and financials of the farming operation. Rates on secured loans are lower than on unsecured loans.