Loans for farm equipment, livestock, and business, providing tailored solutions to support your agricultural and commercial growth.
Flexible home and agricultural property loans designed to help you secure land, farms, or rural homes with competitive rates and tailored repayment options.
DISCLAIMER: This device is provided purely for the purposes of generating estimates to be used as a guide only. The results generated are estimates only. The calculations do not include lender fees and charges. The calculations do not take into account the credit rating or financial position of the user. The interest rate entered may not be the rate offered to the user. The results calculated are not in any way to be taken as an offer of credit. Generating results with this device does not in any way indicate that an application for credit has been received or approved. The device is not suitable for calculating interest-only loans. Any offer that is received by a user of the device may differ from the results calculated.
Simple to use, no special skills or lending sector know-how required. Type in the amounts you want for your loan. Enter the interest rate for the relevant credit facility. Enter your preferred repayment term. Enter your preferred balloon if applicable. The repayment estimate is shown.
Change the figures to make comparisons and work out your loan structure. In seconds you have reliable figures to make those critical business decisions. Get your estimates now and contact Jade for a quote!
Buying new machinery is a major decision for many operators. Our calculator takes the guesswork out of the process by quickly giving you loan estimates. You enter the figures for your loan, and the device does the computations for quick repayment estimates. Use the estimates for planning and follow up your calculations with a quick quote from a Jade broker.
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The main function of our calculator is to empower operators to get quick estimates on loan repayments for machinery. The monthly payment can be the critical figure in deciding whether a purchase is affordable and viable. Forget running figures through your head. Get reliable payment estimates and confidently order your equipment. Get estimates now!
The calculator has the versatility to suit all asset acquisition credit facilities – Leasing, Chattel Mortgage, Rent-to-Own and Commercial Hire Purchase. Compare your options by using the relevant interest rate for the different loan types. Don’t deduct the balloon from the loan total with Chattel Mortgage and CHP. The calculator will do that!
You decide what figures to use in the calculator, and all fields can be easily changed – loan total, terms, interest rate, and balloon. Alter all or any of the figures until the payment estimate is in your ballpark. The device is a handy tool to establish your loan structure preferences to brief your Jade broker.
Interest rates vary with different types of loans and with banks and other lenders offering machinery finance. The calculator allows you to compare repayment estimates based on different rates. Simply enter the rate you want to compare while keeping other values the same. Compare rates and lenders, see how competitive Jade is on interest rates.
Planning the purchase of new machinery can require extensive working the figures. Will the purchase be viable? Will it contribute to productivity and profitability? Will it be affordable? Calculating loan payments can provide valuable intel to prepare budgets. Add extra to the loan total to allow for accessories, attachments and extras.
You’re at a field day inspecting new machines, online browsing the used market, at an auction with bids rising. How will those prices convert to monthly loan payments? The calculator does that for you. Use the price as the loan total for a guide to what that machine may cost you each month. Use from your phone while working in the fields!
The calculator has the versatility to be used for calculating payments on loans for all types of machinery and equipment used in the agri sector. Compare makes and models of tractors, balers, irrigators, backhoes, harvesters, loaders, feeders, silos, seeders, and many other assets including upgrading with attachments. Get your estimates!
Built with the latest tech, our calculating device has the flexibility and versatility that buyers want and powerful functionality to generate multiple outcomes. Providing operators with reliable and useful numbers they can use to assess the financing options.
While generating monthly loan payments is the main objective of the device, operators can also see the total investment cost when interest is included. Providing a longer-term perspective on the investment and allowing a more accurate ROI assessment.
All figures entered can be altered by the user to generate outcomes based on different combinations of loan totals, terms, rates and balloons. Vary the loan amount required to assist with making decisions on deposits. See the interest that could be saved by making a downpayment.
Back up your estimate by contacting Jade for a quote specific to your requirements.
Have questions about using a Machinery Loan Calculator? Using an online loan calculation device presents a quick and easy way for agricultural operators to obtain figures to assist with their purchasing and financing decisions. While we provide as much information as possible on how to use the device and the benefits you may realise, we appreciate some users will have questions.
Find out more about the this highly effective buying tool with our answers to some frequently asked questions. For answers to your specific queries and for a quote on your loan requirements, complete our contact form to connect with a Jade expert.
No. There should be no obligation on the part of a user of online calculators to proceed to request a quote or apply for finance from the provider of the device.
Online calculators are provided by lenders and brokers as a free-to-use resource. There is no charge for using online calculators.
Online calculators can be used to generate estimates to be used as a guide for used machinery loans. Used machinery loans can attract a different interest rate than new machinery. The exact rate may not be known until the application is assessed by a lender. Users can use the new machinery loan rates as a guide for calculating estimates.
Online calculators are generic devices which can generate estimates on many types of loans including Lease, Chattel Mortgage, Commercial Hire Purchase and Rent-to-Own. Users should ensure they are using the correct interest rate for the loan type required when calculating estimates.
Most online calculators do not store or save the results calculated by users. If a user wants to keep the results for future reference, they should note them separately.
Online loan calculators generate repayments based only on the values entered by the user. These may not be the interest rate, term or loan that a lender offers or approves to that user when they apply for finance. The repayment estimates do not include lender fees and charges. Repayment estimates generated with online calculators are to be treated as estimates only.
Yes. When generating repayments using a loan calculation device, users should only enter the amount they will require for their loan. If they are making a deposit, this amount should be deducted from the purchase cost to arrive at the loan amount required.
No. When using an online calculation device to generate loan repayments that include a balloon, users should not deduct the amount of the balloon from the loan total entered. Enter the amount of the loan which includes any balloon. Select a percentage or amount for the balloon. The device will make the adjustment when calculating the monthly repayment estimate.
When using a machinery loan calculator, users should use the interest rate relevant to the credit facility they require. They may use the interest rates as displayed by the lender that has provided the device or a rate sourced from another lender.
Repayments with a Lease can be compared with those with CHP by using the relevant interest rates for the loan type. Rates for Lease and CHP are different. Calculate the repayments with the Lease rate while leaving all other values the same. Do the same with the CHP rate and note the difference.
No. Fees and charges applied by lenders vary with the lender and the loan. The fees would not be known until the lender is arranged and the loan quoted. Online calculators do not have the functionality to allow for these charges.
Jade Agri Finance simple fast approval application process quickly delivers back all the information you need to help you make the right choices on your finance needs. We pride ourselves on delivering better loan interest rates. Simply you will find our loan packages hard to beat.
