Loans for farm equipment, livestock, and business, providing tailored solutions to support your agricultural and commercial growth.
Flexible home and agricultural property loans designed to help you secure land, farms, or rural homes with competitive rates and tailored repayment options.
Unexpected fencing, machinery repairs? Need to buy feed? Lower prices pressuring cash flow? Flood, fire, drought impacting income? Diversifying into other grains, markets? Need to increase water and grain storage? Deal with markets and seasonal issues with our affordable, workable finance solutions.
Let our experts source and structure business finance solutions to address your specific issues. Ease cash flow pressure, ease personal stress. Take advantage of our local knowledge, regional expertise, Australia-wide know-how and access to highly competitive rates from over 80 lenders.
Operators of all sizes, in all sectors of the agri industry can trust us to handle their working capital, cash flow and targeted loan requirements. Growers, croppers, pastoralists, graziers, horticulturalists, dairy farmers, organic operators and processors can connect with our dedicated agri brokers. Be assured you will be listened to, that your unique and industry-specific challenges and prospects will be understood and appreciated. Take full advantage of our expertise, lender connections, and for many operators, our local knowledge of your market and/or region.
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Ease cash flow pressure, deal with fluctuating market prices, seasonal issues, and the constant risk of climate and weather with our portfolio of flexible, affordable business finance facilities.
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The agricultural sector is unique in its highly significant position in Australia’s economy while facing many challenges not experienced in other industries. Dealing with these issues can require easy access to affordable and workable finance solutions. We provide those solutions with individual service, regional and industry knowledge through direct connection with our brokers and access to our vast lender market.
Key to the effectiveness of working capital and cash flow support in solving issues and easing pressures is securing funding at the best possible interest rate. But interest rates vary across the business lending market. Many farmers are hamstrung with working schedules to find time to identify the lender offering the best rates. Add to that, not all lenders may have an appetite for lending to the agricultural sector. We have the right lenders, and we’ll find your best rates, call now!
We support farmers to solve financial issues with our individual approach to funding and our vast lending market coverage. Agri operators of all types can take full advantage of our accreditations with over 80 lenders – banks and specialist agricultural non-bank lenders, other non-bank lenders, and expertise to have loan solutions sourced for them. Your Jade broker will match you with the right lender to ensure you do quickly obtain your most competitive rate offer.
To ensure your financing does address your specific needs, we negotiate on rates, credit limits and terms with our lenders. Tailoring business finance solutions that work for the farmer and work to solve their cash flow and seasonal finance requirements. Ensuring solutions have the flexibility to accommodate varying yields and sector-specific timeframes. Whether that be in line with harvesting and cropping schedules, livestock sales seasons, and weather events.
As specialists in commercial financing, we understand the specific needs of different business set-ups and work to achieve tax and cost-effective solutions for all businesses including SMEs, trusts, family enterprises, companies, sole traders, self-employed and partnerships. Discuss your individual requirements and the specific opportunities we can offer you with our specialist agricultural finance brokers by calling directly.
Find sourcing business finance on your own a difficult task? Using our services makes securing the right business finance solutions a simple, streamlined experience. You are assigned one of our agri sector brokers that knows the landscape and will personally handle your requirements. For farmers in northern NSW and southern QLD that broker could be our local knowledge expert Skye. You don’t need to get a referral, simply make a call for an obligation-free discussion on your opportunities.
To be effective in offering genuine solutions, a commercial loan must suit the purpose and the producer. We provide a range of credit products to provide working capital, seasonal finance and general support for many planned and unexpected expenses.
Flexible business finance solutions are usually provided as unsecured loans over a short-term. Individually structured by our brokers to specifically solve issues faced by operators with fluctuations in costs and income on a seasonal basis.
Interest rates on unsecured credit and overdrafts is primarily at a variable, with your best offer sourced from our 80+ lender market. Have an obligation-free call with one of our brokers for the solutions we may offer you. Complete the form to connect.
Overdrafts can provided comprehensive cash flow support to cover many of the expenses faced by farmers, both unexpected and planned. These may include urgent vehicle and machinery repairs, veterinary fees, installing new and repairing fencing, repairs to property damage not covered by insurance caused by flood, fire and storm, purchasing crop, grain, feed, supplies and fees to contractors and other suppliers. While farmers may usually secure their Overdraft through their bank, our access to competitive non-bank lenders may present a more affordable and flexible solution.
Overdrafts can be established over a short, seasonal period or be available as an ongoing line of credit. Interest rates are variable, and interest is only charged on the funds used on a monthly basis. Providing farmers with access to a flexible finance stream and the assurance that funds will be available when the inevitable unexpected events occur. Request a quote now!
Terms approved on business finance are subject to the individual lender assessment of the application. Terms may be negotiated in line with the cropping season timeframe.
Repairs to properties caused by storms which are not covered by insurance, may be funded with an unsecured business loan.
The credit limit approved on season finance is determined on an individual basis. Lenders assess applications including the financials of the business, the credit history and payment record to determine how much they are prepared to extend to that business.
Construction of a dam on a property may be considered as an acceptable purpose for an unsecured business loan. The works required would not be acceptable as collateral for a secured loan so an unsecured option would be required. The loan may cover all costs of construction of the facility.
Where new producers do not have all the documentation to meet standard lender criteria, they may need to source lenders and brokers that offer No Doc and Low Doc finance.
Overdrafts are set with a variable rate of interest. The rate will vary depending on changes to rates made by the lender. The interest is charged only on the portion of the overdraft utilised.
An overdraft is an unsecured credit product where the purpose of the loan is not used as the loan collateral. No specific collateral is required but the financials, credit profile and asset base are assessed by lenders in approving overdrafts.
