Jade Agri Finance FAQs

The repayment terms available on livestock loans will depend on the type of credit product and individual requirements. Both short and long term loans are available.

Yes. All types of commercial credit can be applied for and conditional approval given prior to the purchase of the stock. Applicants estimate how much they require for the loan, provide details on the livestock to be financed, and provide their financials. Lenders conditionally approve the loan limit with a quote which is valid for a short time period. The specifics of the loan are finalised after the purchase is made.

Secured loans for livestock may be approved by lenders where the stock is considered as suitable collateral for the finance. This may be for breeders who plan to hold the stock for a considerable time. Unsecured loans are more commonly used for livestock and can provide greater flexibility with selling timeframe.

Livestock trade finance are loans for producers that intend to sell the stock in a relatively short turnaround time. These loans can be secured on a short-term basis. Producers may use the flexibility of this type of credit to capitalise with market prices are higher to sell without being locked into a long-term finance arrangement.

The same credit products may be used to finance purchases of cattle, sheep, poultry, goats, horses and other livestock. The specifics of the loan including the interest rate, terms and conditions, will vary depending on the profile of the farming operation.

Interest rates are offered individually and based on the credit profile and financials of the farming operation. Rates on secured loans are lower than on unsecured loans.